Je kan vaak meer halen uit een enkele zin dan een heel artikel of boek. Citaten zijn vaak wijsheid samengevat tot het minimale. Iemand op het internet zei eens:

           “Most books should be articles, most articles should be Tweets,”

Hieronder zijn een aantal citaten die mijn manier van denken over persoonlijke financiën hebben beïnvloed. Sommige citaten zijn volledig uit hun context gehaald en hebben niets met je financiën te maken, maar toch zijn ze toepasbaar op de problemen die je ervaart tijdens het sparen, werken en investeren.

Luck favors the patient. Het maakt niet uit hoe slim je bent of hoeveel informatievoordeel je hebt,

In gesprek over je financiën

‘Everyone has had different experiences. Therefore, when you see someone make a financial decision that you would not make, don’t judge them. The person’s experiences have taught them to make that decision.’ – Morgan Housel

Vermijden van fouten

'It is remarkable how much long term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very intelligent.' - Charlie Munger

‘In expert tennis, 80% of the points are won, while in amateur tennis, 80% are lost. The same is true for wrestling, chess, and investing: Beginners should focus on avoiding mistakes, experts on making great moves.’ - Erik Falkenstein

‘To better avoid errors, you should talk to people who disagree with you and you should talk to people who are not in the same emotional situation you are.' - Daniel Kahneman

Sparen

'De enige manier om welvarend te worden is om een gat te hebben tussen je ego en je uitgaven.'  – Morgan Housel

‘It’s not the man who has too little, but the man who craves more, that is poor.’ -  Seneca

‘The price of anything is the amount of life you exchange for it.’ – Henry David Thoreau

‘Spend less than you make. Always be saving something. Put it into a tax-deferred account. Over time, it will begin to amount to something. This is such a no-brainer!’ - Charlie Munger

Investeren

‘Timing the market is a fool's game, whereas time in the market is your greatest natural advantage.’ - Nick Murray

‘Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.’ — Paul Samuelson

‘The key to making money in stocks it not to get scared out of them.’ – Peter Lynch

‘The single biggest advantage a value investor has is not IQ. It’s patience and waiting. Waiting for the right pitch and waiting for many year for the right pitch.’ – Mohnish Pabrai

‘I’m trying to manage myself, not just my portfolio.’ – Guy Spier

Geluk

‘All men's miseries derive from not being able to sit in a quiet room alone.’ - Blaise Pascal

‘My expectations were reduced to zero when I was 21. Everything since then has been a bonus.’ – Stephen Hawking

‘The first rule of a happy life is low expectations. If you have unrealistic expectations you’re going to be miserable your whole life. You want to have reasonable expectations and take life’s results good and bad as they happen with a certain amount of stoicism.’  - Charlie Munger

‘An investment in knowledge pays the best interest.’ — Benjamin Franklin